© McCoy Law Firm, PLC All Rights Reserved site by
Bullied by Insurance
 | ||||
AREAS OF PRACTICE
Call 405.319.0000
THE JOURNAL RECORD LAW LIVE FEED
| ||||
While bullying among individuals may be the most common and devastating, some large corporations like insurance companies take advantage of people by using their superior resources to intimidate, discourage and “bully” people into submission. When people are injured and suffering due to an auto accident or negligence of another, an insurance company is often the first place they look to for help. However, because most people are not well-versed in insurance claims, the innocent often find themselves at battle with the same company that they pay to protect them.
As is the case with all industries, insurance companies are in business to make money, and that means keeping costs as low as possible. Insurance companies’ ultimate goal is to pay as little as possible for a claim or even deny it altogether. In order to protect your interests, it’s important for people with claims to remember some key points when speaking to an insurance company:
•It is Not in Your Best Interest to Answer All Questions – Your insurance provider may contact you quickly after your accident and want you to answer some questions surrounding the event and your injuries. These conversations are typically recorded and can sometimes be used against you, even if you are only trying to cooperate and be completely honest. Before you have these discussions, it’s important to first speak with McCoy Law Firm to help you through the process.
It is Not in Your Best Interest to Answer All Questions – Your insurance provider may contact you quickly after your accident and want you to answer some questions surrounding the event and your injuries. These conversations are typically recorded and can sometimes be used against you, even if you are only trying to cooperate and be completely honest. Before you have these discussions, it’s important to first speak with McCoy Law Firm to help you through the process.•Be Wary of “Low Ball” Offers – Your insurance company can save/make lots money by encouraging you to accept less than your claim is worth. Often times, they discourage claimants from using an attorney, stating that the attorney will just take 1/3 of the money. Why do you think that is? Insurance statistics prove that people that are represented by an attorney receive more than 2.5 times more than those without an attorney.
Be Wary of “Low Ball” Offers – Your insurance company can save/make lots money by encouraging you to accept less than your claim is worth. Often times, they discourage claimants from using an attorney, stating that the attorney will just take 1/3 of the money. Why do you think that is? Insurance statistics prove that people that are represented by an attorney receive more than 2.5 times more than those without an attorney.•Get More With an Attorney – Without the guidance of an attorney, an offer may seem reasonable, at first. However, these offers are rarely enough to cover the mounting medical costs and time off of work. Also, these offers usually do not consider any future medical expenses. Unfortunately, once you accept an offer, your case is closed, and you cannot come back for more, even if you discover that you have costly medical needs. Rather than accepting an initial offer, it is important to consult McCoy to help you get a fair settlement.
Get More With an Attorney – Without the guidance of an attorney, an offer may seem reasonable, at first. However, these offers are rarely enough to cover the mounting medical costs and time off of work. Also, these offers usually do not consider any future medical expenses. Unfortunately, once you accept an offer, your case is closed, and you cannot come back for more, even if you discover that you have costly medical needs. Rather than accepting an initial offer, it is important to consult McCoy to help you get a fair settlement.•“Delay, Deny and Hope They Die” – Believe it or not, this is the informal, but affectionately referred to tactic taught by some insurance companies regarding the handling of claims. Insurance companies often delay and deny valid claims, because they know they can win by attrition. The longer the process takes, the more likely you are to accept an amount that is less than fair. The McCoy Law Firm knows how to overcome these tactics with the right documentation and even penalize the insurance company when they don’t treat you fairly.
“Delay, Deny and Hope They Die” – Believe it or not, this is the informal, but affectionately referred to tactic taught by some insurance companies regarding the handling of claims. Insurance companies often delay and deny valid claims, because they know they can win by attrition. The longer the process takes, the more likely you are to accept an amount that is less than fair. The McCoy Law Firm knows how to overcome these tactics with the right documentation and even penalize the insurance company when they don’t treat you fairly.PULL DOWN FOR FULL VIEWING >
3801 NW 63rd Street
McCoy Bldg. 4 - 2nd Floor
Oklahoma City, Oklahoma
EVALUATION
Full Name
Email
City in Oklahoma
Case Information
IMPORTANT TO ACT QUICK
Request a FREE review now ...
FREE CASE
